BEES Microfinance has been running in right track to its goal. Every Year it has been playing a significant role to reduce poverty from rural and urban area.
The economy of Bangladesh is predominantly agrarian, with the agriculture sector accounting for about 35 per cent of Gross Domestic Product (GDP).
BEES has been implementing numerous development activities under Sheba program since 2002 to improve the physical well being of the targeted beneficiaries.
Nurjahan has fulfilled her father’s dream. Nurjahan is a successful entrepreneur of Sarael Upazila in Brahmanbaria district. She is married for last 20 years. Her husband had a small tea stall to earn their livelihood which was not even enough to feed the whole family of eight members. It was even hard for them to dream of a developed life while they are starving. Nurjahan’s father had a small bakery. Nurhajan used to work there with her father. Her father always wants her to pursue his business in a wide space. In association with BEES and microcredit provided by the organization, Nurjahan and her husband started her journey with Tk,15000 following her father’s dreams along with her own experience. Her hard work and determination made ‘Titash Bakery’ as one of the trusted and standard bakeries in Sarael Upazila of Brahmanbaria district. Now it is an acquainted and time-honored bakery of the district because of its hygienic environment and delicious food items like bread, biscuits, cake and sweets.
Observing and following her footsteps two other entrepreneurs started their business. Nurjahan helped them in every possible ways to start their own business. Titash Bakery is not only the dream of Nurjahan and her husband but also a dream house where 36 more people works to earn their livelihood. The monthly salary range of the workers in Titash Bakery is TK.7000 to TK.11,000. Moreover, she also bears the costs of accommodation, food and treatment of her co-workers.
She bought 23 decimal lands to build her house and bakery and she bought 72 decimal cultivatable lands as well off her assets now worth 3 million Taka.
With the cooperation of her husband, the items of her bakery have marketing in the districts/upazilas and local markets through three tempos and 10 vans so that People can get Titash Bakery ‘s products easily from every local market. Nurjahan has a dream to see her son to be graduated and wishes him to expand this business throughout the country. She thinks that if the gas is available, then its possible to produce more quality products and can supply all over the country and also possible to create more job opportunities.
Nurvanu is a proud female entrepreneur from a family that once struggled to survive but, with the support of her mother-in-law Rahima Begum, set a remarkable example of success. Nurvanu was married off to a family of seven members including her husband, sister-in-law, father-in-law and mother-in-law in 2011 after passing secondary school. The combined regular earning of her husband as a day laborer and her father-in-law as a rickshaw puller was not enough for the entire family and at times they had to starve for days.
Nurvanu convinced her mother-in-law to join BEES’s Gramtala women association at Chatara branch on August 2011 with the hope of having another way of earning. In November her mother- in-law got the training by BEES on cultivating vegetables in home yard. Later, Nurvanu started helping her trained mother-in-law’s vegetables cultivation in their home yard and managed to earn some from that. Rahima got microcredit of Tk. 8000 from BEES. In the meantime, BEES had provided all the trainings and guidelines on producing and using vermicompost, setting up a vermicompost farm and preserving earthworm. From that training Nurvanu comes to know that excessive use of fertilizer damages the soil rather the use of Vermicompost can help cultivate in quality crops. Moreover, selling vermicompost can be another earning source to fight poverty.
Initially, she started producing vermicompost in small scale using cow dung and microcredit that was given by BEES in her veranda with eight large earthen managers. In 2014, the unfortunate death of her mother-in-law in a road accident obscured her life and everything for some time. But Nurvanu marched on alone and eventually expanded her firm. From only eight, now they have 664 large earthen managers. Nurvanu received microcredit of TK 2,50,000 from BEES so far to expand her farm. Dealers and customers pre-order vermicompost and pay the full amount while they are ordering it. She engaged her husband and father-in-law to sell vermicompost in different area of Rangpur and Rajshashi district.
For the vermicomposrt firm Nuvanu and her family were coerced in the social scenario. But, they have earned their respect and fought with the poverty gracefully. Today she owns 33 decimal lands, four cows, built a semi-concreted house and took mortgage of 40 decimal lands from the benefits of her initiation. Along with running the farm Nurvanu started her academic life over gain. Now she is doing her graduation.
Nurvanu, the name itself is a salient example of success.
At the age of five, Mobarak Hossain, lost his father and four brothers due to cholera. His mother moved from Shariatpur with surviving children and took shelter at Tangi railway station and started to work as a housemaid. He started to sell fried chickpea in train. Then Liberation war started and they had to move from one village to another for survival. The struggle of Mobarak’s life started since childhood but today is the proud owner of “Marium Enterprise” and one of the most successful entrepreneurs creating employment for others.
After the liberation war they came back to the slum, but found nothing. Here Mobarak started his fight of survival once again. He borrowed 50 taka from one of his friends and set up a small tea-stall near Tangi railway station. When the tea stall was doing well, Mobarak’s brother separated him from the business and home without giving him a single penny over a dispute. Along with his newlywed wife he started to live elsewhere and after working a few years he managed to open a grocery shop. In 1986, he has brought 3.5 katha lands and built a house with the profit of his business.
In 1998, he expanded his shop with the loan of Tk. 10,000 from BEES. Hoping for a better life, his in-laws sent him to Malaysia, but he failed to manage a job and returned to Bangladesh in 2002. He took another loan from BEES and started to produce board pins using one machine. As time passed by the business started expanding along with the numbers of the employee. He started to produce spoons that are made of steel as well. Now, almost 250 dozens of spoons and 1 lac pins are produced everyday in his factories which are worth of Tk. 50,000. BEES supported his efforts throughout with the loan of almost Tk.1,200,000 in 18 years.
Around 70 workers are earning their livelihood from his two factories. He has built a 4 storied building along with a market in 3.5 katha lands that he bought. Moreover, he bought 1.5 katha lands for his factory, 2.5 bigha lands in Pubail and 2.5 bighas land in his wife’s name. The worth of his current assets is four crore taka now. Other similar factories have now sprung up in Tangi getting inspired by Mobarak’s success. Mobarak, who was once a rootless man, became a business idol for the people.
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